Split Collections

Automated Revenue Distribution

Money comes in. It splits automatically. Everyone gets paid instantly. Zero reconciliation. Zero manual work.

₦3.5B+

Total Collected

< 2s

Avg. Settlement

0

Manual Work

Payment Received

₦553,750

INV-2026-00011

Virtual Collection Account

2005506436

Mock Bank Transfer Account

S

SLOT (Seller)

90.4% of total

₦500,000

Settled

M

Main Organization

9.6% platform fee

₦53,250

Settled

Distributed in 1.2 seconds

How Split Collections Works

Three simple steps to automated revenue distribution.

1

Create a Collection

Set up a split collection with a dedicated virtual account for receiving payments.

2

Define Split Rules

Configure how payments should be divided among beneficiaries (percentage or fixed amounts).

3

Collect & Split

Share the virtual account. Every payment is automatically split and settled instantly.

Pre-Built Split Templates

Get started instantly with templates for common split scenarios.

Marketplace (Platform + Seller)

Standard e-commerce split with platform fee

Seller80%
Platform Fee20%

Sales Commission

Company takes majority, agent gets commission

Company60%
Sales Agent40%

Equal Partnership

50/50 split between two partners

Partner A50%
Partner B50%

Powerful features for any split scenario

Everything you need for automated revenue distribution.

Automatic Splitting

Define your split rules once. Every incoming payment is automatically distributed to all beneficiaries.

Instant Settlement

No waiting for month-end. Beneficiaries receive their share within seconds of payment receipt.

Flexible Rules

Split by percentage, fixed amounts, or custom logic. Support for unlimited beneficiaries.

Escrow Protection

Funds are held securely until distribution conditions are met. Complete transaction safety.

Full Audit Trail

Every split is documented. Know exactly what was collected, how it was divided, and when.

Zero Manual Work

No spreadsheets, no reconciliation, no month-end calculations. Fully automated.

Perfect for these use cases

From marketplaces to franchises, automate any split scenario.

Marketplace Payouts

Customer pays for product, seller and platform get their share instantly.

1
Customer pays ₦100,000
2
Platform fee (20%): ₦20,000
3
Seller payout (80%): ₦80,000

Franchise Collections

Franchisee revenue splits automatically with franchisor fees deducted.

1
Revenue collected: ₦500,000
2
Franchise fee (10%): ₦50,000
3
Franchisee net: ₦450,000

Affiliate Commissions

Sales through affiliates automatically trigger commission payments.

1
Sale made: ₦75,000
2
Affiliate commission (15%): ₦11,250
3
Company revenue: ₦63,750

Why Zairaa Split Collections?

While competitors make you reconcile payments manually at month-end, Zairaa splits every payment in real-time. Your partners get paid instantly. You never touch a spreadsheet.

Real-time splitting (not batch processing)
Instant settlement to all parties
No monthly subscription fees
Unlimited beneficiaries per collection
Complete audit trail for compliance
Start Splitting

Split Calculator

1,000,000
Seller (80%)₦800,000
Platform (15%)₦150,000
Delivery (5%)₦50,000
Processing Fee₦10,000 (capped)

Ready to automate your revenue distribution?

Join businesses using Zairaa Split Collections to eliminate manual reconciliation forever.

Ready to transform your business finances?

Join several Nigerian businesses using Zairaa to automate treasury management, payments, and financial intelligence.