Stop Tracking Expenses in Excel. Start Controlling Them.
Set budgets, and your team spends directly from them. When money runs low, everyone sees it. No more surprise overruns. No more "did we already pay this person?"
Trusted by several businesses & partners
Incoming Requests
Adebayo (Procurement)
2 min ago
Boss pls approve the ₦2.4M for new laptops urgently
Finance Team
15 min ago
RE: RE: FWD: Vendor Payment - TechSupply Invoice
Missed Call
1 hr ago
Chioma called about salary advance approval
payment_tracker_v3_FINAL.xlsx
PR-2024-0847
New Laptops - IT Department
₦2,400,000
Adebayo Okonkwo
Procurement
PR-2024-0846
Vendor Payment - TechSupply Invoice #4521
₦850,000
Finance Team
Finance
Your financial command center
Navigate from overview to individual spending categories. Complete visibility at every level.
Everything you need to run your finances
From treasury management to AI-powered insights, Zairaa gives you complete control.
Payment Requests & Approvals
Centralize requests, automate approvals
Treasury Management
Spend directly from workgroups & budgets
AI CFO Assistant
Ask anything about your finances
Split Collections
Automated revenue distribution
Tax & Compliance
FIRS e-invoicing & VAT
Analytics & Reporting
Real-time insights & dashboards
No More WhatsApp Approvals. Real Workflows.
Stop chasing approvals through emails, WhatsApp, and phone calls. Create payment requests with multi-level approval workflows. Everyone knows what's pending. Full audit trail. No more "did you approve that?"
Structured Requests
All details captured: vendor, amount, budget, supporting docs
Smart Notifications
Approvers get notified instantly. Reminders for pending items.
Multi-Level Approval
Configure approval chains based on amount, department, or category
Complete Audit Trail
Who approved, when, and why. Perfect for compliance.
Organize Money the Way You Think About It
Create Workgroups for departments, regions, or projects. Each gets a dedicated virtual account. Transfer funds directly in and out. Spend from where you budget—no separate tracking needed.
Direct Transfers In & Out
Transfer money directly to/from workgroups, budgets, and categories
Spend Where You Track
Pay vendors directly from your budgets—no separate accounts needed
Real-time Balance Tracking
See balances across all entities instantly, no reconciliation
Complete Audit Trail
Full history of all transactions for compliance and reporting
Just Ask Your AI CFO
Stop waiting for reports. Stop guessing. Get instant answers about your finances in plain English. Try clicking a question below!
AI CFO
Online
What was our top vendor last quarter?
Your top vendor in Q4 2025 was TechSupply Nigeria Ltd with ₦12,450,000 across 24 transactions.
Top 3 Vendors
Three* ways we save your company both time and money.
*there are many more, but we thought we'd ease you into it.
80% faster payment processing
Vendor Payment
TechSupply Ltd
₦2.5M
Budget Check
Within Q4 Marketing
Manager Approval
Auto-approved < ₦5M
Compliance Check
Vendor verified
Automated Revenue Distribution
Money comes in. It splits automatically. Everyone gets paid instantly. Zero reconciliation. Zero manual work.
Select a scenario
E-commerce platform collecting payment
Define Once, Run Forever
Set up split rules that work automatically
Instant Settlement
All beneficiaries receive funds immediately
Complete Audit Trail
Full transparency for every split transaction
Marketplace Split
3 beneficiaries
₦553,750
SLOT (Seller)
Vendor • 90.4%
₦501K
Platform Fee
Revenue • 7%
₦39K
Delivery Partner
Logistics • 2.6%
₦14K
Transparent Pricing. No Surprises.
1% per transaction, capped at ₦10,000. Period.
No monthly subscriptions. No per-seat charges. No hidden fees.
Zairaa
Others
Ready to transform your business finances?
Join several Nigerian businesses using Zairaa to automate treasury management, payments, and financial intelligence.