Ekemena Emelereta
CEO, SourceMyGadget
“Zairaa became the account we use for daily operations, so payments, approvals, and the records behind them stay in one place.”
Stop the guesswork with your money
Manage your business money. Without the drama.
Zairaa gives you one simple place to pay staff, monitor every branch, and see your profit live. No more chasing managers for bank alerts or manual sheets.
Ekemena Emelereta
CEO, SourceMyGadget
“Zairaa became the account we use for daily operations, so payments, approvals, and the records behind them stay in one place.”
Boluwatife Arewa
Founding Partner, Scrapays
“Paying factory workers feels far less manual when requests, approvals, and disbursements move in one connected flow.”
Taslim Salaudeen
CEO/Founder, Milsat
“Paying agent networks across projects is calmer when requests come with context and finance can approve and disburse from one system.”
Project Tracking
Track every kobo spent on a job or sales order.
Whether it is a renovation, a supply contract, a sales order, or a new site project, see exactly how much you are making or losing on that specific work. No need to wait until month-end to find out if you made a profit.
Project-based businessesReal-time profit per job
See your profit while work is on
Know exactly how much you are making even before the project or sales order is finished.
Keep all spending tied to the job
Every receipt, invoice, and payment stays linked to the specific project site or sales order.
Operations and Office share one record
Your site managers and finance team work from the same source of truth.
Professional Accounting
The accounting engine of QuickBooks, right inside your bank.
Zairaa is a full-scale accounting software built for Nigeria. Instead of jumping between apps, every payment you make instantly updates your books, P&L, and balance sheets.
Professional P&L Reports
Full income statements that your tax officials, banks, and stakeholders trust to show the true health of your business.
Statement Records
Zairaa keeps every general ledger, trial balance, and transaction record in one source of truth for your accountant.
Think about your growth, not just your balance.
See your cash status, your burn, and AI-assisted insights in the same place where you manage your payments.
Business Owner visibility
Live financial health dashboard
Cash flow and runway status
AI CFO assistant for faster answers
All-in-One Workflow
Control every part of your money in one simple tool.
From the moment a staff makes a request to the time you pay and reconcile the account, everything stays in one place. No more jumping between different sheets and apps just to find one record.
Requests & PaymentsStaff AccountabilityAutomatic Reports
Request & Pay
Manage every staff request, approval, and final payment in one flow.
Staff Accountability
Keep track of how staff are using money before you run out of funds.
Automatic Reports
Generate all the reports and statements you need in seconds.
Approve with clear evidence instead of blind trust.
Every request shows the amount, the team, and what is remaining in their budget, so you can pay with peace of mind.
Perfect for multi-staff teams
Staff requests and approval rules
Full view of who is asking for what
Clear trail from request to payment
Manage your branches and teams from one place.
Set up separate accounts for every branch, project, or site. No more guessing who is spending what; everything stays organized exactly how you run your business.
Perfect for multi-unit businesses
Track every branch, site, or project separately
Assign specific budgets and monitor spending live
Stop chasing managers for receipts and balances
Clear Value
The right view for owners, managers, and accountants.
Every person in your business gets the view and control they need to do their job without jumping between apps or building manual spreadsheets.
For business owners
Monitor your money without being at the office 24/7.
Know exactly what each team is spending, what is waiting for your approval, and how your business is really doing.
Live visibility of your cash
Approve requests from your phone
See all your branches in one place
For managers & admins
Keep your teams inside the rules without the pressure.
Route requests automatically based on your rules. No more guessing who spent what or why the budget is already exhausted.
Budgets by branch, project, or shop
Clear approval rules and audit trail
Faster reports for your monthly reviews
For accountants
Get accurate records from the source with zero stress.
Deliver cleaner books and statements. Every payment already has the right document attached and categorized.
Trial balance and general ledger records
Accurate P&L and Balance sheet
Smooth month-end closing without the chase
Security & Trust
Bank-grade security for your business money.
Zairaa partners with VFD Bank and Paystack to provide trusted, NDIC-insured banking. Every transaction is protected by bank-grade security and 256-bit encryption; so your business funds and data are always safe.
Trusted and secured by
VFD Bank
256-bit Encryption
Tight security for all your business data and records.
NDIC Insured
Your business deposits are fully protected and insured.
24/7 Monitoring
Real-time fraud detection and alerts for every branch.